Guides

Plain-English answers to questions people in Western North Carolina ask.

• Health insurance2027 health insurance open enrollment in North Carolina: dates and what changedOpen enrollment for 2027 health plans in NC runs Nov 1, 2026 to Jan 15, 2027. Here are the deadlines, what changed with premium tax credits, and what to check before you renew.
• Real estateBuying a home near a river in Western NC: what to check after HeleneHow to check flood risk before you buy a home near a creek or river in Western North Carolina: flood maps, the seller disclosure, flood insurance, roads and inspections.
• MortgageCan you get a loan to buy land or build a home in the mountains?How land loans and construction loans work in Western North Carolina, and what to check before you buy a mountain lot.